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The main reason the law lets banks cash post-dated checks is that it’s too hard to look at checks for their date.

Processing 45,000,000 checks a day is tough enough, without looking at dates.

It’s also illegal to defraud somebody who sells you something by pretending to pay but never actually paying (or having the intention to do so).

Not a written agreement: Just because it's legal doesn't mean things will work out the way you intended: The date that you choose to use is not part of a legally binding agreement between you and the person you wrote the check to.

Crooks, on the other hand, write bad checks with the intention of ripping people off.

Writing checks when you know you do not have the money to cover them is a serious crime that, if caught, can land you in jail or even prison.

Ask first: What’s more, a postdated check might not be an acceptable form of payment.

You’re allowed to to pay with a postdated check, and businesses are allowed to reject those payments because you haven’t really made a free-and-clear payment.

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In the majority of states the crime is treated as a misdemeanor.The prescribed numbers of days for the various states are:- 5 Days In many states the criminal provisions regarding bad checks do not apply to post-dated checks.Because post-dated checks are a promise to pay in the future, they are not technically viewed as checks.A postdated check offers the promise of controlling the uncontrollable: As time marches forward, you may wonder what the date on a check really does.Whether you received a postdated check or you’re thinking of writing one, it’s important to know how they work — and that they often don’t work the way you might expect. People usually postdate checks when they want the recipient (the person or business receiving the payment, also known as the payee) to wait before depositing the check.




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